MORTGAGE PROGRAMS

 
 

CREATIVE FINANCING SOLUTIONS & BUYDOWN PROGRAM

with Stonebridge Funding Partners

“Brokers are better”

  • Lower closing costs

  • Make lenders compete for LOWEST interest rates for you

  • Over 20 lending partners

  • Credit Consulting Services

  • First time buyer programs

  • HEROES program featuring a lender credit of up to $2500 for past or present military, first responders, medical professionals, and educational professionals

  • VA, FHA, USDA

  • Down to 580 credit scores

  • 180 day locks

  • Access to Non Fannie Mae financing for self-employed

    Introducing the “SAI Builder Assisted Buydown Program” for our buyers!

    With the assistance of SAI Builders, you can now restructure your mortgage to help offset the current rising interest rate market and buy yourself some time for rates to come back down again! This buydown program allows you to make your mortgage payments based on 2% lower the first year, and 1% the second year!

     

    Example, based on $400,000 mortgage, principle and interest only, 5.99%:

    Year ONE: $1907 per month based on 3.99%

    Year TWO: $2144 per month based on 4.99%

    Year THREE: $2395 per month based on 5.99% for remaining term

    *needs builder participation and approval

    *borrower must financially qualify using the fully indexed rate


    CONTACT: To talk about your custom financing options, the buydown program, and to get pre-approved, please contact Jon Kolb at 610.960.9169.

 
 

OceanFirst Bank

  • Significant Savings with Low Down Payment

  • No PMI required

  • No Additional Fees based on Credit Scores

  • No Income Limit

  • Risk-Based Pricing Adjustments Waived

  • $6,000 Credit Towards Closing Costs for Qualified Buyers

CONTACT: For more information or to pre-qualify with OceanFirst Bank, please contact Drew Whipple at 856.924.1682.

 
 

3% DOWN PROGRAM WITH NO PMI

  • No PMI

  • 30 year

  • Builder Participation Available

    CONTACT: For more information or to get pre-approved, please contact Michael O’Connor at 610.529.9209.

 
 

PROFESSIONAL MORTGAGE ADVISORS

  • 3% Down

  • No PMI

  • Fixed and Arm Rates

  • Up to 6% Seller Assist

  • Minimum Score 620

  • No Income Limit

  • Open to All Buyers

  • No Risk Based Pricing

CONTACT: For more information about their programs or to get pre-approved, please contact John Watson at 610.659.7824