MORTGAGE PROGRAMS

 
 

1% RATE DISCOUNT

OceanFirst Bank

  • Rate Discount of 1%

  • Significant Savings with Low Down Payment

  • No PMI required

  • No Additional Fees based on Credit Scores

  • No Income Limit

  • Risk-Based Pricing Adjustments Waived

  • $6,000 Credit Towards Closing Costs for Qualified Buyers

CONTACT: For more information or to pre-qualify with OceanFirst Bank, please contact Drew Whipple at 856.924.1682.

 
 
 
 

3% DOWN PROGRAM WITH NO PMI

  • No PMI

  • 30 year

  • Builder Participation Available

    CONTACT: For more information or to get pre-approved, please contact Michael O’Connor at 610.529.9209.

 
 

CREATIVE FINANCING SOLUTIONS & BUYDOWN PROGRAM

with Stonebridge Funding Partners

“Brokers are better”

  • Lower closing costs

  • Make lenders compete for LOWEST interest rates for you

  • Over 20 lending partners

  • Credit Consulting Services

  • First time buyer programs

  • HEROES program featuring a lender credit of up to $2500 for past or present military, first responders, medical professionals, and educational professionals

  • VA, FHA, USDA

  • Down to 580 credit scores

  • 180 day locks

  • Access to Non Fannie Mae financing for self-employed

    Introducing the “SAI Builder Assisted Buydown Program” for our buyers!

    With the assistance of SAI Builders, you can now restructure your mortgage to help offset the current rising interest rate market and buy yourself some time for rates to come back down again! This buydown program allows you to make your mortgage payments based on 2% lower the first year, and 1% the second year!

     

    Example, based on $400,000 mortgage, principle and interest only, 5.99%:

    Year ONE: $1907 per month based on 3.99%

    Year TWO: $2144 per month based on 4.99%

    Year THREE: $2395 per month based on 5.99% for remaining term

    *needs builder participation and approval

    *borrower must financially qualify using the fully indexed rate


    CONTACT: To talk about your custom financing options, the buydown program, and to get pre-approved, please contact Jon Kolb at 610.960.9169.

 
 

PROFESSIONAL MORTGAGE ADVISORS

We shop the lowest rate available among all of our lenders to give you the best deal.

  • Multitude of programs available from multiple lenders including:

    • Conventional

    • Jumbo

    • VA/FHA/USDA

    • Bank Statement/DSCR and many other niche loan programs

    • First Time Home Buyer

  • Unbeatable service – you deal with our dedicated team to you and not a circus of people or a 1-800 number

CONTACT: For more information about their programs or to get pre-approved, please contact John Tucker at 610.505.0543.